Excellent Job Offer for Sr Credit Risk Manager positions in Karnataka Rural areas
Kindly apply for the Job soon.
Job Roles and Responsibilities:
1)Reporting to Cluster Credit Manager with Responsibility of Credit and Risk management(Credit underwriting and credit operation of loans)
2)Apprising & Sanctioning Credit Proposal & Scrutinizing document before making recommendation for advance with organizational credit policy.
3)Co-ordinate with legal, technical, Risk Containment Unit agency for processing the file / docket.
Responsible for TAT of delivering sanction letter and disbursement.
Ability to manage the entire paper work for each client, ensuring complete adherence to the process
4) CIBIL check of Loan application, On field Credit Verification
5)Ability to understand and analyze the financial standing of the client while preparing the credit
requirements. Do Tele PD for all the customer
6) Authority to Reject and Approve of Loan Application & CT Send Before TAT.(ML CASES)
7)Monitor receivables and collections and provide updates of receivables with appropriate details
Manage bad debt write off in accordance with the Collection Policy
Identify accounts requiring legal action and coordinate with Vigilance members to initiate legal
8)Engage in conducting credit investigations and collecting delinquent accounts
9)Field visits to default clients in view of collections and to study the repayment behaviour of
Criteria : 2+Years of work experience in Credit underwriting and Credit operation, analyst, cibil score, Verification, loan sanction and collection - LOANS
Education: Any Degree or PG
Age : Upto 35Years
CTC: Max 3.50 Lacs(Upto)+Variables