Revenue Generation: Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets/targets from client relationship across all product groups
Relationship Management: Acquire new client relationships and grow & maintain high quality, profitable and broad based relationships with existing client base. Handle activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
Credit Appraisal: Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
Documentation & Compliance: To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners /OSD /Risk Management and other Relationship Management groups
Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank.