Senior Credit Manager

Talent Leads Consultants
  • Mumbai
  • Confidential
  • 4-8 years
  • Views
  • 02 May 2018

  • Finance/ Accounts

  • Recruitment/ Staffing
Job Description

Experience in Credit Risk Management of Banks/ NBFC Loan Company/ Asset Finance Company is must Well - versed with analysis of financials of MSE entities & retail financing in an environment where information opacity is very high Ability to relate/ co - relate information, findings during undertaking credit analysis Familiar with early warning signals from credit risk perspectives and usage of relevant tools to identify/ categorize customers for better & close monitoring based on the warning signals Familiar with various credit analysis & risk management tools Ability to motivate & handle a large team based across states H. Broad role requirement Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. Assist to develop credit appraisal memo, credit policies, manuals etc. Assist in formulating & implementing Risk Control & Credit Management processes/ strategies Manage processing and disbursement of loans for the allocated portfolio Act as internal Process Auditor and reviewer for MSE/ project advances Manage allocated NPA and Overdue portfolios Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc. At post approval stage checking of property documents, Legal & Valuation report Monthly/ periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc. Assist in mapping business requirements & coordinating in developing & implementing processes in line

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