Providing analysis and feedback to supervisor and to product, policy, collections, fraud risk teams of the Bank, building scorecards to assess portfolio behaviors.
Scorecard Building and Modeling:- Provide analytical and data support to the different teams within the retail lending space in the Bank, mainly Policy, Product, Collection and Fraud Units.
Responsible for development of various scorecards / models for the Retail asset products of the Bank within the specified timelines.
Portfolio monitoring and analysis for the different loan portfolios of the bank with the aim of supporting the policy units in the areas of sourcing and portfolio management.
Co-ordinating with the internal IT team for providing data support to the various teams within the Bank
Co-ordinating with Bureau and other Analytics vendors to evaluate industry trends, bureau scrubs, proof of concept experiments, analytics projects.
Formulating data cuts and strategies to increase cross-sell of asset products to existing customers of the Bank
Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default
Focused house keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.
To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy
Appropriate level of client calling to develop strong understanding of client business and industry dynamics