Risk Analytics

RIverForest Connections Private Limited
  • Mumbai
  • Confidential
  • 3-8 years
  • Views
  • 24 Jul 2019

  • Business Analytics

  • Banking - Retail
Job Description

Providing analysis and feedback to supervisor and to product, policy, collections, fraud risk teams of the Bank, building scorecards to assess portfolio behaviors.


Responsibilities

Scorecard Building and Modeling:- Provide analytical and data support to the different teams within the retail lending space in the Bank, mainly Policy, Product, Collection and Fraud Units.​

Responsible for development of various scorecards / models for the Retail asset products of the Bank within the specified timelines.​

Portfolio monitoring and analysis for the different loan portfolios of the bank with the aim of supporting the policy units in the areas of sourcing and portfolio management.​

Co-ordinating with the internal IT team for providing data support to the various teams within the Bank​

Co-ordinating with Bureau and other Analytics vendors to evaluate industry trends, bureau scrubs, proof of concept experiments, analytics projects.​

Formulating data cuts and strategies to increase cross-sell of asset products to existing customers of the Bank


Portfolio Monitoring

Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default​

Focused house keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.​

To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy

Appropriate level of client calling to develop strong understanding of client business and industry dynamics


Educational Qualifications

: MBA/CA/FRM/CFA


  • Experience Required
  • Experience of 3+ years banking from reputed financial house
  • Exposure to banking preferable


Job Posted By

Kavita Shermon
Associate Director