Relationship Manager

Kairos Consulting
  • Pune
  • 10-15 lakh
  • 2-6 years
  • Views
  • 22 Mar 2017

  • Finance/ Accounts

  • Banking - Retail
Job Description

- Credit appraisal of mid-sized companies across diversified sectors

- Meetings with the management & promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view

- Business risk analysis comprising of a broad understanding of the industry, in general, and client's business profile, in particular, including management evaluation

- Financial risk analysis based on historical and future projected financials using CMA

- Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis.

- Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case

- Good communication and presentation skills, negotiation skills with ability to interact with people at various levels of the organization and outside environment, strong sales and relationship management skills.

- Should have basis knowledge of the fund bases and non-fund based lending products:

The candidate should be CA or MBA (finance) with credit appraisal experience for SMEs / mid corporates with reasonable understanding of industry, business models and CMA analysis.


- Interpersonal effectiveness and influencing skills - Ability to speak with conviction using data and logic.

- Analytical - Ability to break the complex issues into smaller more manageable chunks, ability to look at trends and interrelationships, ability to understand the underlying needs of the clients.

- Process orientation- Ability to manage information in structured and systematic manner.

Competencies/Skill sets for this job

Credit Appraisal Risk Analysis Appraisal Negotiation Finance

Job Posted By

Amit Kumar Kedia
Associate Director

About Organisation

Kairos Consulting