1: Job Purpose Statement To source and appraise loan proposal for SME department, specifically for Food & Agri business in assigned geography. 2: Duties & Responsibilities Source proposals for the assigned product through Cold Calling, Client Visits, Seminar/ Trade Fair Visits. Appraise the loan proposal highlighting the viability of business. Carry the entire operation and execution from loan approval to legal to disbursement. Monitor the client relations and payment schedule. Partner with possible institutions to help better serve our client requirement and get business. Understand the client need & design communication for them. Design Products suitable to market and clients requirement in coordination and supervision of Head - SME. Study competitor and do product benchmarking. Maintain and manage cordial relationship with stake holders through client servicing. 3: Key Challenges The end- to end management of client pipe line require lot of coordination effort. The absence of support staff on field requires lot of manual effort in less value added activities. 4: Decision Making Authority Market research activities. Evaluation of Financials of prospecting firms/ customers. Recommending Institutional Tie- ups. Recommending New Product Design. Recommending Cases to put up for appraisal.