Credit Appraisals of SME/Business banking loans
Conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies
Supervising, controlling delinquency and credit loss
Fulfilling the credit training needs of entire business team on a continued & timely basis.
Portfolio management, Audit control, delinquency check, structuring of deals, meeting existing clients.
4-7 years experience in Credit underwriting for SME/ Business Banking Loans
Ability to understand economic / industry cycles
Analysis of annual reports and cash flow statements
Excellent communication skills - verbal, and written (including report writing)
Problem solving attitude.