Risk Governance Review of documentation of Policies, review of delegated authorities for risk administration, Policy approvals/ amendments, review of delegated authorities for Pricing, Collections, waivers, etc. New Product/ Process Approval - Review and Evaluation of New Product / Process from an integrated risk view - Identification of Key risk areas under the new products / processes and suggest mitigation Risk Monitoring & Reporting - Analysis of risk Newsletters on an ongoing basis - Preparation and Publishing of Risk Dashboard for Bank wide Key risk areas/ products - Review and monitoring of Risk Appetite statements and various limits specified thereof at each product level Risk Review Existing Products - Review and Evaluation of existing Product & Process for underlying critical risks (credit risk, process risk, people risk, fraud risk, collections, systems, market risk, regulatory risk, etc.) - Identification of Key risk areas under the products / processes. Suggest mitigation Control Framework - Analysis of Material Controls design & failures, if any. - Analysis of Key audit findings pertaining to Key risk areas Required Profile: Experience in Retail Credit, Policy, Product, Process experience Educational Qualification MBA(Finance) / CA / CFA/ FRM Strong analytical skills and ability to work on spreadsheets & presentations Good interpersonal skills with abilities to interface with senior Management Should be willing to work across multiple risk/ business areas.