Credit Manager

Quotient Consultancy
  • Navi Mumbai
  • 6-8 lakh
  • 4-9 years
  • Views
  • 02 Jan 2018

  • Finance/ Accounts

  • Banking - Retail
Job Description

Broad role requirement : 1. Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. 2. Assist to develop credit appraisal memo, credit policies, manuals etc. 3. Assist in formulating & implementing Risk Control & Credit Management processes/strategies 4. Manage processing and disbursement of loans for the allocated portfolio 5. Act as internal Process Auditor and reviewer for MSE/project advances 6. Manage allocated NPA and Overdue portfolios 7. Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc. 8. At post approval stage checking of property documents, Legal & Valuation report 9. Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits,AML alerts etc. 10. Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives 11. Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks

Job Posted By

Amogha .

About Organisation

Quotient Consultancy