Credit Manager

First Call H Resource P. Ltd
  • Mumbai, Thane
  • Confidential
  • 3-7 years
  • Views
  • 18 Jan 2017

  • Finance/ Accounts

  • Banking - Corporate
Job Description

Credit managers oversee the entire lending process, including the initial application and review, underwriting and the disbursal or denial of the request. Many factors come into play in deciding whether a credit request is approved -- income, employment history, debt-to-income ratio and information contained in an applicant’s personal credit history report are a few. While credit managers in large banks may have a team of financial professionals handling the paperwork, the approval decision ultimately rests in their hands. If a credit or loan application is approved, they also determine the interest rate, loan term and maximum dollar amount the bank is able to offer. Additionally, credit managers may be tasked with monitoring repayment progress and leading collections initiatives for delinquent

Competencies/Skill sets for this job

Paperwork Credit History Banks Financial

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First Call H Resource P. Ltd