Credit Manager - Business Loans

  • Delhi
  • 9-9 lakh
  • 1-3 years
  • Views
  • 26 Jun 2018

  • Finance/ Accounts

  • Banking - Retail
Job Description

* Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. * Underwriting cases with desired level of quality and enabling achievement of Branch Business target by proper training. * To evaluate proposals of customers for Home Loans, Business Loans. * Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation * Interact with Customers & understand the business and regularly monitor delinquencies / infants. * Decision making within defined TAT * Understanding of property related knowledge (like legal title and market value of the property). * Credit Analysis along with customer & Property visit for proposal of Business Loans, Loan against Property, Housing Loan and Overdraft facility along with CAM preparation and recommendation. Desired Candidate Profile: Must be a male candidate Working in  Delhi only Experience of 1 to 3 years  Candidates should have credit experience in Business Loans, Working Capital, LAP or Home Loans.

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