Credit Manager - Business Loan

Talent Leads Consultants
  • Nagpur
  • Confidential
  • 5-8 years
  • Views
  • 25 Apr 2018

  • Finance/ Accounts

  • Recruitment/ Staffing
Job Description

Position Purpose - This role is responsible for ensuring primary level of credit and risk assessment of loan proposal keeping in mind the extant policy, product guidelines and laid down process. CM will prepare the CAM & recommend the case to ACM/ RCM on the basis of his visit to the customer place.CM has to ensure the overall TAT for the entire files login at his respective locations. Position Responsibilities List in order of importance the major responsibilities of the job and the percentage of time spent on activities/ Sub activities Sr. Key Responsibilities % Importance of Responsibility % Time Consumed 1 Credit Quality Ensuring that Underwriting is as per policy, with high level of understanding on the policy and process which in turn helps to keep the delinquency well under control with lesser errors, clear process and solutions in case of issues. 50% 50% 2 TAT Constantly reviewing the process and suggesting the changes in the process without compensating the quality for faster TAT. 20% 20% 3 People Management Managing the outsourcing agencies (FCU / CPV/ Legal and Technical) and ensuring that TAT is well maintained by the agency / training on report quality and the discussion with the agency at regular intervals on feedback. 10% 10% 4 Process & Quality Managing the team of processors for the credit hub and guiding them in day to day activity to maintain the required standards. To ensure that all the team members are aware of the goal and working in right direction to achieve the same. 20% 20%

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