Credit Head

Kairos Consulting
  • Kolkata
  • 10-15 lakh
  • 10-15 years
  • Views
  • 07 Mar 2017

  • Investments

  • Banking - Retail
Job Description

- As the Head of Credit, he/she is functionally responsible for appraising & assessing credit risks for loans under the MFI sector as well as Merchant Cash Advance to SMEs.

- Responsible for finalizing credit policies and setting up credit processes for quality underwriting.

- Directly involved in the underwriting of high value loans.

- Responsible to ensure tracking of delinquencies - movements across time buckets, flows and to forecast/predict credit losses on the portfolio across the MFI & SME space.

- Responsible for monitoring all credit risk parameters and performing key analytics on then and modifying key credit policies.

- Work closely with business teams to ensure proper policy formulation, fitment, structuring, pricing and execution of policies based on business requirements & the regulatory framework

- 10+ years relevant retail and commercial underwriting & credit experience in an NBFC/MFI space.

- Team Handling

- Ability to handle focused team on credit policy formulation and its implementation

Competencies/Skill sets for this job

Appraising Team Handling Pricing

Job Posted By

Amit Kumar Kedia
Associate Director

About Organisation

Kairos Consulting