Branch Credit Manager-Loans/Mortgages

Array management consultant
  • Ahmedabad, Bangalore, Delhi
  • 10-15 lakh
  • 5-10 years
  • Views
  • 02 Mar 2017

  • Finance/ Accounts

  • Banking - Retail
Job Description

1). Team Handling
2). Underwriting
3). CAM
4). Loan Sanctioning
5). Interact with the customer in order to determine the loan requirement, purpose of loan, income sources.
6). Verify the documents that have been provided by the customer and request for pending documents through concerned team.
7). Post login of file into the system, conduct verification or initiate for verifications through third party, wherever available as per guidelines received by Head Office.
8). Conduct personal discussion to resolve all queries related to issues identified during verifications.
9). Prepare the proposal document detailing the loan eligibility after analyzing customer data and as per credit guidelines.
10). Approve cases for loan eligibility up to limit that has been assigned and recommend cases to higher authorities as per policy.
11). Generate offer letter for the customer, collect property documents, and initiate technical and legal verification.
12). To participate in the monthly audit and assist the auditors in all queries and take actions for all audit inconsistency in a timely manner.

Competencies/Skill sets for this job

Audit Cam Mortgages Team Handling

Job Posted By

About Organisation

Array management consultant