Sr. No Other relevant factors ( Required Skills ) 1 Understanding of Credit Risk Management, credit underwriting and policies from LAP with working capital perspective also 2 Basic accounting skill. Proficiency in MS Office ( Word, PowerPoint, Excel ) 3 Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data ( including informal feedback from stakeholders and non-business partners ) 4 Ability and willingness to travel Expertise required / Domain Knowledge: Experience required in Financial services preferably in mortgage domain with hands on policy / underwriting / credit risk / Operational Risk management. ( Candidates with experience on LAP will be considered ) No. of years of relevant experience: 8-10 years relevant experience Any specific specialization/education Minimum Graduate. Preferable MBA/CA Reading and writing skills in English required. Good knowledge of Hindi and / or regional languages is strongly preferred.