Assistant Vice President

RIverForest Connections Private Limited
  • Mumbai, Navi Mumbai
  • Confidential
  • 5-10 years
  • Views
  • 29 May 2018

  • Finance/ Accounts

  • Banking - Retail
Job Description

Job Title : Retail AgriCredit (Kisan Gold) Detail analysis of the credit proposals with Cases with ticket size above 5 crores with adherence to credit processes leading to proper assessment of proposals within acceptable risk parameters & within pre specified TAT. Assessment of large ticket loans in Agriculture Segment include pisciculture, poultry, dairy & horticulture, rural godowns, agriculture infrastructure; progressive farmer cases. Meeting the customers to reaffirm business model, financial strength, market reputation This would be in line with the market / industry position in ever changing scenario & other macroeconomic factors. Annual renewal of these facilities as per RBI guidelines. Monitoring health of portfolio including close watch on delinquencies, adherence to covenants placed at the time of assessment, anomaly if any, early warning signals, timely exit of accounts identified for exit etc. Portfolio monitoring and ensuring all hygienic factors in credit like a. sanction terms are complied with; delinquency triggers are in control etc. Implementation of best practices & improvements in prevalent processes. Creating and Managing a network of external agencies for local inputs / reference checks / CPV on cases Attending to internal and external Audit remarks and related compliances : Compliance with PSL guidelines of RBI in Agriculture Lending Taking feedback from Regional Credit in regard to any policy and process changes that are required in large ticket underwriting in coordination with Central Policy Unit. Maintenance of market related information by collating such information on a concurrent basis in order to ensure that our Bank large ticket underwriting benchmarks are in line with Market. Develop in-house industry knowledge & individual industry and share the same with the Line team. System development and enhancement for high ticket book and engage with Process and Policy Unit in this Endeavour

Job Posted By

Kavita Shermon
Associate Director