Assistant Vice President

Quotient Consultancy
  • Mumbai
  • 15-18 lakh
  • 6-11 years
  • Views
  • 17 Apr 2018

  • Finance/ Accounts

  • Banking - Retail
Job Description

Leading MNC is looking for a Credit Risk Administration Mgr for Mumbai location. Products: Unsecured Loans Grade: upto AVP Job Purpose - The position ensures: Consumer credit policy management and MIS analytics for portfolio monitoring and regular reviews Partnership with product development, collections, systems and operations team to ensure product development objectives are met Key Accountabilities Fulfil all responsibilities in relation to: Coordination with relevant stakeholders and ensure alignment of objectives Monitor portfolio performance through a structured early warning mechanism Ensure system changes keep pace with product development and ensure adequate controls Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes Compliance with all internal and RBI/MAS guidelines Job Duties & responsibilities - Assist in the preparation & implementation of product programs Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up Required Experience - At least 7 years of total experience with at least 7 years in the relevant field Education / Preferred Qualifications MBA / CA or equivalent post graduate qualification Technical Competencies - Good knowledge of credit evaluation methods, tools & techniques Exposure to Digital channels, Fintechs and online tools of credit dispensation Experience in central credit policy or risk teams in HO Knowledge of consumer banking products Core Competencies - Good analysis & evaluation skills Good interpersonal & communication skills Good presentation skills Good problem solving, planning & organizing skills. Good knowledge of industries/sectors.

Job Posted By

Amogha .

About Organisation

Quotient Consultancy