Assistant Manager/ Deputy Manager

Talent Leads Consultants
  • Mumbai
  • Confidential
  • 4-8 years
  • Views
  • 05 Mar 2018

  • Finance/ Accounts

  • Recruitment/ Staffing
Job Description

Broad role requirement Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. Assist to develop credit appraisal memo, credit policies, manuals etc. Assist in formulating & implementing Risk Control & Credit Management processes/ strategies Manage processing and disbursement of loans for the allocated portfolio Act as internal Process Auditor and reviewer for MSE/ project advances Manage allocated NPA and Overdue portfolios Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc. At post approval stage checking of property documents, Legal & Valuation report Monthly/ periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc. Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/ or assist selected process initiatives Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks MIS updating and sharing on daily basis for the entire underwriting team for all products Coordination with sales team of various region to resolve discrepancy Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated Make necessary recording and monitor collateral maintenance

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