Area Credit Manager

Ikya Human Capital Solutions Pvt Ltd
  • Mumbai
  • 10-14 lakh
  • 4-9 years
  • Views
  • 21 Apr 2017

  • Finance/ Accounts

  • Banking - Retail
Job Description

*Credit Approval for all category of customer viz Salaried, SEP, SENP.
*Checking Login file and supervising CPA for error free login.
*Taking Login approval from ZCM and RCM on sales request.
*Financial Analysis, Banking Analysis, Demographic Analysis for the case along with Property check.
*Conducting Personal Discussion with the customer at his office premise.
*Underwriting the case based on credit and operational policy of organization.
*Property due diligence in the form of visit to prevent multiple funding.
*Checking the entire Credit & Operation disbursement of home loans ensuring compliance with organizational Credit & Operation Policies.
*Legal and Technical check before disbursement of case based on Credit and Operational Policies.
*Streamlining disbursement process for smooth and faster movement of disbursement docket and ensuring the TAT is within benchmark level.


Competencies/Skill sets for this job

Streamlining Supervising Operational Policies

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