Guided, led & motivated a team of Credit for meeting the set targets for disbursal of SME / BL loans.
Log in file in the system.
Doing welcome call on all the cases and revise the customer about Loan Interest, Processing Fee, Application fee and other important point.
Doing the personal discussion with the customer at his/her residential and working address.
Do the verification of his all document like, residential proof, Income Proof, Educational certificate etc.
Estimate income of self-employed with the discussion of customer vendor, Purchase and sales Memos etc.
Calculate IIR, IAR, FOIR etc.
Decision on all cases and issuing sanction, rejection and cancelation letter.
Planed, developed, implemented and evaluated training and development programs, to ensure that the team acquire the skills and develop the competencies required by the organization.
Coordinate with the vendor of the company i.e. Lawyer, Verifier, and Technical etc.
Ensured authenticity of information through verification reports and documentation for credit decision.
Established healthy business relations with clients & external associates for securing repeat business & long term customer loyalty and worked towards solving their queries and complaints efficiently.
Manage the Branch.
Managing all daily and monthly expenses.
Report to Head Office of daily branch activity.
Maintain the MIS of Branch.
Organize weekly and monthly meeting with all the staff for discussion on all the issues and problem.